Mid Penn Valuation
| MPB Stock | USD 34.02 0.37 1.08% |
At this time, the firm appears to be undervalued. Mid Penn Bancorp secures a last-minute Real Value of $37.59 per share. The latest price of the firm is $34.02. Our model forecasts the value of Mid Penn Bancorp from analyzing the firm fundamentals such as Return On Equity of 0.0731, profit margin of 0.24 %, and Current Valuation of 753.1 M as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Mid Penn's valuation include:
Price Book 0.9788 | Enterprise Value | Price Sales 3.8148 | Trailing PE 13.5929 | Enterprise Value Revenue 3.8461 |
Undervalued
Today
Please note that Mid Penn's price fluctuation is very steady at this time. Calculation of the real value of Mid Penn Bancorp is based on 3 months time horizon. Increasing Mid Penn's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since Mid Penn is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Mid Stock. However, Mid Penn's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 34.02 | Real 37.59 | Target 36.5 | Hype 34.46 |
The real value of Mid Stock, also known as its intrinsic value, is the underlying worth of Mid Penn Bancorp Company, which is reflected in its stock price. It is based on Mid Penn's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Mid Penn's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Mid Penn Bancorp helps investors to forecast how Mid stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Mid Penn more accurately as focusing exclusively on Mid Penn's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Mid Penn's intrinsic value based on its ongoing forecasts of Mid Penn's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Mid Penn's closest peers. If more than one evaluation category is relevant for Mid Penn we suggest using both methods to arrive at a better estimate.
Mid Penn Cash |
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Mid Revenue by Product
Mid Penn Total Value Analysis
Mid Penn Bancorp is now projected to have company total value of 753.1 M with market capitalization of 796.8 M, debt of 59.38 M, and cash on hands of 243.76 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Mid Penn fundamentals before making security assessment based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
753.1 M | 796.8 M | 59.38 M | 243.76 M |
Mid Penn Investor Information
About 17.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.98. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Mid Penn Bancorp last dividend was issued on the 6th of February 2026. The entity had 105:100 split on the 7th of May 2007. Based on the analysis of Mid Penn's profitability, liquidity, and operating efficiency, Mid Penn Bancorp is performing exceptionally good at this time. It has a great probability to report excellent financial results in March.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.26 | 0.2214 |
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| Total Cash From Operating Activities | 62.1 M | 59.1 M |
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| Operating Income | 76 M | 72.4 M |
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Mid Penn Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Mid suggests not a very effective usage of assets in February.Mid Penn Profitability Analysis
Considering Mid Penn's profitability and operating efficiency indicators, Mid Penn Bancorp is performing exceptionally good at this time. It has a great probability to showcase excellent profitability results in March. Profitability indicators assess Mid Penn's ability to earn profits and add value for shareholders.Net Income | First Reported 1995-03-31 | Previous Quarter 18.3 M | Current Value 19.4 M | Quarterly Volatility 4.3 M |
| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Gross Profit Margin | 0.49 | 0.6147 |
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| Net Profit Margin | 0.2 | 0.1721 |
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| Operating Profit Margin | 0.26 | 0.2214 |
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| Pretax Profit Margin | 0.26 | 0.2214 |
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| Return On Assets | 0.0102 | 0.0092 |
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| Return On Equity | 0.11 | 0.0691 |
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For Mid Penn profitability analysis, we use financial ratios and fundamental drivers that measure the ability of Mid Penn Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well Mid Penn utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between Mid Penn's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of Mid Penn over time as well as its relative position and ranking within its peers.
Mid Penn Earnings per Share Projection vs Actual
The next projected EPS of Mid Penn is estimated to be 0.8 with future projections ranging from a low of 0.7 to a high of 0.9. Mid Penn's most recent 12-month trailing earnings per share (EPS TTM) is at 2.53. Please be aware that the consensus of earnings estimates for Mid Penn Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.Mid Penn Earnings Estimation Breakdown
The calculation of Mid Penn's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Mid Penn is estimated to be 0.8 with the future projection ranging from a low of 0.7 to a high of 0.9. Please be aware that this consensus of annual earnings estimates for Mid Penn Bancorp is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.70 Lowest | Expected EPS | 0.90 Highest |
Mid Penn Earnings Projection Consensus
Suppose the current estimates of Mid Penn's value are higher than the current market price of the Mid Penn stock. In this case, investors may conclude that Mid Penn is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Mid Penn's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of March 2026 | Current EPS (TTM) | |
| 2 | 92.56% | 0.83 | 0.8 | 2.53 |
Mid Penn Ownership Allocation
Mid Penn Bancorp maintains a total of 23.17 Million outstanding shares. Over half of Mid Penn's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.Mid Penn Profitability Analysis
The company reported the last year's revenue of 326.93 M. Total Income to common stockholders was 49.44 M with profit before taxes, overhead, and interest of 208.87 M.Mid Penn Past Distributions to stockholders
| 24th of November 2025 | ||
| 25th of August 2025 | ||
| 18th of February 2025 | ||
| 25th of November 2024 | ||
| 26th of August 2024 | ||
| 20th of February 2024 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Mid Penn's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Mid Penn and how it compares across the competition.
About Mid Penn Valuation
The stock valuation mechanism determines Mid Penn's current worth on a weekly basis. Our valuation model uses a comparative analysis of Mid Penn. We calculate exposure to Mid Penn's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Mid Penn's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 201 M | 211 M | |
| Pretax Profit Margin | 0.22 | 0.26 | |
| Operating Profit Margin | 0.22 | 0.26 | |
| Net Profit Margin | 0.17 | 0.20 | |
| Gross Profit Margin | 0.61 | 0.49 |
Mid Penn Quarterly Retained Earnings |
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A single share of Mid Penn represents a small ownership stake in the entity. As a stockholder of Mid, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Mid Penn Dividends Analysis For Valuation
At present, Mid Penn's Dividends Paid is projected to increase significantly based on the last few years of reporting. The current year's Dividend Yield is expected to grow to 0.04, whereas Dividend Paid And Capex Coverage Ratio is forecasted to decline to 1.98. . At present, Mid Penn's Retained Earnings are projected to increase significantly based on the last few years of reporting. The current year's Retained Earnings Total Equity is expected to grow to about 160.7 M, whereas Earning Assets are forecasted to decline to about 258.7 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 15.9 M | 16.7 M | |
| Dividend Yield | 0.03 | 0.04 | |
| Dividend Payout Ratio | 0.34 | 0.47 | |
| Dividend Paid And Capex Coverage Ratio | 2.23 | 1.98 |
There are various types of dividends Mid Penn can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Mid shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Mid Penn Bancorp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Mid pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Mid Penn by the value of the dividends paid out.
Mid Penn Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 23.2 M | |
| Quarterly Earnings Growth Y O Y | 0.15 |
Mid Penn Current Valuation Indicators
Valuation refers to the process of determining the present value of Mid Penn Bancorp and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Mid we look at many different elements of the entity such as Mid's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Mid Penn, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Mid Penn's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Mid Penn's worth.Complementary Tools for Mid Stock analysis
When running Mid Penn's price analysis, check to measure Mid Penn's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Mid Penn is operating at the current time. Most of Mid Penn's value examination focuses on studying past and present price action to predict the probability of Mid Penn's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Mid Penn's price. Additionally, you may evaluate how the addition of Mid Penn to your portfolios can decrease your overall portfolio volatility.
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